Requirements for submitting Unsecured Loans that must be fulfilled. the requirement to get loan disbursement without collateral is easy because there is no provision of surrender of collateral to the lender, whether it is a bank, a multifinance or a financial technology company. However, although spelled out the condition is not complicated, there are still many people who feel access to unsecured loans is not as easy as shadow. Many people who meet the refusal in the application of unsecured loans despite feeling it meets the requirements set by the bank.
Perhaps you are among those who wonder, what are the actual requirements required by banks in the filing of unsecured loans. Is it true that filing of unsecured loans is as difficult as other types of credit? Or, is it indeed in the filing of unsecured loans, the terms laid down by the lender are absolute? The unsecured loan provider or unsecured loans generally specifies the standard requirement for the age of the debtor or borrower candidate is a minimum of 18 years. In addition, the unsecured loan application requires the maximum age of prospective borrowers. Generally, the age of the borrower is set at a maximum of 55 years or 60 years when the loan expires.
Minimum income requirement, although the title is credit without collateral, the application of credit without collateral still requires the measurement of repayment capacity of the borrower. The trick is to check the value of the borrower's regular income. unsecured loans submission always requires a minimum of income that must be fulfilled by the prospective borrower. Currently, the average unsecured loans product implements the requirements for unsecured credit application with a minimum income of Rp 3 million per month. The minimum requirement of income for the filing of unsecured loans is also differentiated between the prospective employee debtor with the entrepreneur or professional. Differences are also usually applied by region, whether it is Jabodetabek, outside Jabodetabek, big cities, and so forth.